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Auto Insurance

In Illinois, 15% of drivers are uninsured.

Whether you are one of the insured or not, the fact that 15% of drivers are out there on the roads without insurance means you cannot take auto insurance lightly.

Fortunately, you have come to the right place. At Metropolitan Insurance Service Consultants, Inc, our agents have been helping individuals with their car insurance needs for over 50 years. We have the experience needed to assess your current situation in order to find the right policy for you. We have dealt with countless claims and we recognize the unique needs of our drivers. And what’s better than that?

In Illinois, there are required auto insurance coverages. The state minimums in type of coverage and liability limits are there to ensure drivers, in general, are protected. But we are there to help you get the protection you want.

Required Insurance Coverage For Motorists:

  • Bodily Injury Liability Coverage: Covers bodily injury to another individual due to an auto accident. This type of coverage can also be designed to cover passengers’ injury costs. The law requires BI limits of at least $20,000 per individual per accident.
  • Property Damage Liability Coverage: Covers the property damage you may cause to another vehicle or property. State law requires a limit of at least $15,000 per accident in IL.
  • Uninsured Motorist Bodily Injury Coverage: This coverage protects you for your bodily injury caused by a hit-and-run driver or driver who has no personal car insurance. The law requires limits of$20,000 per person and $40,000 per accident. However, you may purchase higher limits.
  • Underinsured Motorist Bodily Injury Insurance: This coverage will pay the difference between your limits and the liability limits of the other driver involved in the accident.

No matter your driving record or insurance history, our agents can help you. We offer preferred or standard car insurance policies as well as non-standard auto insurance. Our dedication to service and personal attention is the differentiation. We take the time to understand your unique needs and determine the type of car insurance you need before offering you a quote.

Once we get the chance to determine what you may qualify for, our agents can search over 15 insurance companies for competitive prices. When you come to Metropolitan Insurance Service Consultants, Inc, affordable and comprehensive auto insurance is what we strive for… helping you get it is our number one priority.

Let us show you the difference a personal insurance agent can make. Give us a call, stop by or fill out the online quote form. No matter which policy you choose, you won’t regret choosing us. We service many areas as well as Chicago, Northbrook, Skokie and Glenview IL.