Non Standard Homeowners Insurance
In need of non-standard home insurance? At Metropolitan Insurance Service Consultants, Inc, we can help you find a policy that gives you the coverage you need.
You may need non-standard home insurance for one of two reasons. Either an average home insurance policy won’t cover everything and fully insure your home, or the standard insurance provider refuses to offer coverage because you are considered ineligible. Either way, we can provide you with effective insurance options.
A Unique Home, a Unique Insurance Policy
Your home insurance needs may be considered non-standard for any number of reasons, including:
- The location of your property
- The type of construction of your home
- The type of home you want to insure (if it is a vacation home or a rental property, it may be classified as non-standard)
If your insurance company considers your home to be non-standard and refuses to cover it (or offers you a non-renewal homeowners insurance policy), don’t worry—get non-standard homeowners insurance with us to protect your property.
Coverage Regardless of Eligibility
Occasionally, a standard insurance provider will refuse to provide you with service. A few reasons for this refusal might include:
- Your criminal record
- Bankruptcy or a poor credit score
- Your employment status (if you work from home, your home insurance claim may be rejected)
- Excess claims you’ve filed on the home already
Luckily, we’re not like standard insurance providers. Your personal situation doesn’t mean that you have to leave your home uninsured and unprotected. We provide non-standard home insurance so you can rest easy.
Our local expertise and industry knowledge help us better serve you. We’ll find the insurance policy and coverage that fits your budget, your needs, and your home.
Don’t forget—we consider you our neighbors and friends. You deserve home insurance that will protect your investment and give you peace of mind. Call our Chicago, IL office today at 888-822-6519 to get a quote.