NEMT Insurance in Georgia

Running a non-emergency medical transportation (NEMT) business in Georgia comes with big responsibilities. You transport people who rely on you for safe, dependable rides to important medical appointments, which means your coverage must be just as reliable. That’s why choosing the right NEMT insurance in Georgia is one of the most important steps you can take to protect your vehicles, your team, your passengers, and your business.


At Metropolitan Insurance Service Consultants, Inc., we make the process simple, clear, and stress-free. Whether you’re just starting your NEMT business or expanding your fleet, our team is here to help you secure coverage that meets Georgia requirements and fits your needs.

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Understanding NEMT Insurance in Georgia

NEMT insurance is designed for transportation companies that provide rides for patients who do not require emergency medical care. Most vehicles in this industry include minivans, passenger vans, and SUVs, and Medicaid providers typically require proper NEMT coverage before they allow transportation partners to operate.


Your policy can include:

  • Commercial auto liability
  • Property damage
  • Professional liability
  • Workers’ compensation
  • General liability
  • Optional add-ons depending on your fleet and size


A strong policy ensures that your business stays protected if accidents, injuries, or unexpected damages occur.

Benefits of Choosing NEMT Insurance in Georgia

  • Protection That Fits Your Business

    Every Georgia NEMT operator needs coverage that meets state and Medicaid standards. We customize policies so you get the exact protection required to operate legally and safely.

  • Financial Security and Peace of Mind

    A single accident can become extremely costly without proper insurance. With the right NEMT coverage, your vehicles, staff, and passengers stay protected, reducing your financial risks and keeping your business moving.

  • Compliance With Georgia Regulations

    Georgia has specific rules for commercial auto coverage, driver qualifications, and transportation licensing. We help you stay compliant with state and Medicaid guidelines so you avoid penalties, delays, and costly setbacks.

  • Support From Industry Specialists

    Metropolitan Insurance Service Consultants, Inc. has years of experience tailoring insurance for NEMT providers across multiple states. Our team understands the unique challenges of the industry and offers personalized assistance every step of the way.

Step-By-Step Guide to Getting NEMT Insurance in Georgia

  • Step 1 – Consultation and Coverage Review

    We begin by learning about your business. How many vehicles do you have? What types of transportation do you provide? What are your coverage requirements? From there, we recommend the best options.

  • Step 2 – Coverage Customization

    Next, we tailor your policy to your exact needs. We consider factors like vehicle age, seating capacity, safety equipment, driver history, and local Georgia requirements.

  • Step 3 – Quote and Approval

    You receive a clear, competitive quote with all required coverages included. No confusing language, hidden fees, or complicated terms.

  • Step 4 – Policy Activation

    Once approved, your policy is activated quickly so you can meet Medicaid, medical provider, and state compliance requirements.

  • Step 5 – Ongoing Support

    Our team provides continued guidance, policy updates, and support as your business grows. If you add vehicles, hire new drivers, or need help with claims, we’re here for you.

Stay Compliant with State Laws Using NEMT Insurance in FL

The Florida Agency for Health Care Administration (AHCA) and Department of Transportation (DOT) require specific insurance minimums for Medicaid transportation providers. Non-compliance could result in denied contracts or revoked licenses.


At Metropolitan Insurance, we stay updated on every legal shift to keep your business in the clear. 

Get NEMT Insurance in Georgia Today

Your transportation service deserves coverage that protects your vehicles, passengers, and operations. Whether you run a small business or a large fleet, the right insurance is essential for safety and success.


Call us at (773) 631-9595 or contact us online to request your personalized NEMT insurance quote today.